How This Policy Works in India
This policy covers the details we handle when you browse, open an account, add money, ask for support or request a change. We may collect contact details, device signals, login history, payment references and service messages so we can run the account, stop misuse and keep
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records that law, tax or accounting rules may require. If access or eligibility is discussed, it depends on local law and is available where local law permits. When we work with UPI, Paytm or PhonePe records, we keep the related traces only as long as needed
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for settlement, checks and dispute handling, then remove or anonymise them when our retention process allows. We also review device type, browser data and basic session timing so we can spot repeated failures, unusual access and broken flows without reading your private messages. If you ask
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for a copy or correction, we may verify the request through the account channel before we act, because the same policy must protect you as well as the record.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.